Effective Year: 2025

Welcome to One Banking Solution. These Terms and Conditions outline the rules, responsibilities, and policies governing your use of our services. By accessing or using our website and services, you agree to abide by these terms. If you do not agree with any part of these Terms and Conditions, please do not use our services.

1. Introduction

One Banking Solution provides online assistance for opening bank accounts, SIM card delivery services, and company registration. We act as a facilitator to help customers with documentation, application submission, and guidance, but we do not guarantee the final approval of any service, as it depends on third-party entities such as banks, telecom providers, and government authorities.

2. Eligibility for Using Our Services

To use our services, you must:

Be at least 18 years old.

Provide accurate and complete personal information.

Comply with all relevant local laws and regulations.

Not engage in fraudulent activities or misrepresent information.

By using our services, you confirm that all information provided is correct and that you meet the eligibility criteria.

3. Services Provided

One Banking Solution offers the following services:

3.1 Bank Account Opening Assistance

We help individuals and businesses open bank accounts by guiding them through documentation, application procedures, and submission.

The final approval is subject to the respective bank’s policies, and we do not have control over their decision-making process.

Users must provide valid identity proof, address proof, and any additional documentation required by the bank.

3.2 SIM Card Delivery Service

We assist users in obtaining SIM cards and delivering them to their provided address.

The approval and activation of SIM cards depend on the respective telecom provider.

Users must submit accurate KYC (Know Your Customer) documents as per regulatory requirements.

3.3 Company Registration Assistance

We help users with company registration by providing guidance on documentation, legal requirements, and submission of applications to relevant authorities.

The final approval is subject to government regulations, and we are not responsible for any rejections or delays caused by authorities.

4. User Responsibilities

By using our services, you agree to:

Provide truthful and complete information.

Ensure all submitted documents are authentic and valid.

Abide by the terms and policies of the third-party institutions involved (banks, telecom providers, and government agencies).

Not use our services for illegal or fraudulent activities.

Failure to comply with these responsibilities may result in service termination without any refund.

5. Fees and Payments

Our service fees are clearly mentioned on our website or communicated before service initiation.

Payment must be made in full before we begin processing your request.

Fees paid for services are non-refundable unless explicitly mentioned otherwise.

Any additional charges imposed by banks, telecom companies, or government agencies are the user’s responsibility.

6. Processing Time and Limitations

The processing time for bank account opening, SIM card delivery, and company registration varies based on third-party institutions.

We do not guarantee a specific timeline as approvals depend on external factors.

Delays caused by incomplete documentation, incorrect information, or regulatory changes are beyond our control.

7. Privacy and Data Protection

We collect and store user data as per our Privacy Policy.

Your personal information will only be used for processing your requested services.

We implement security measures to protect your data, but we do not guarantee absolute security due to the nature of online transactions.

We do not sell, rent, or share your personal data with unauthorized third parties.

8. Third-Party Disclaimer

Our services rely on third-party institutions such as banks, telecom providers, and government agencies.

We do not control their policies, approval processes, or response times.

Any issues arising from third-party decisions are beyond our responsibility.

9. Limitation of Liability

One Banking Solution shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use of our services.

We are not responsible for losses due to incorrect or fraudulent information provided by users.

If a service is denied by a bank, telecom provider, or government authority, we will not be held accountable.

10. Service Termination

We reserve the right to suspend or terminate our services without prior notice if:

A user violates these terms and conditions.

Fraudulent activities are detected.

Legal or regulatory compliance is not met.

A user engages in abusive or unethical behavior toward our staff.

If your service is terminated due to a violation of these terms, no refund will be issued.

11. Changes to Terms and Conditions

We may update these Terms and Conditions periodically without prior notice.

It is the user’s responsibility to review the latest version before availing of our services.

Continued use of our services after an update implies acceptance of the revised terms.

12. Refund and Cancellation Policy

Once a service request is processed, no refunds will be issued unless specified otherwise.

If a user wishes to cancel a service before processing starts, a partial refund may be considered at our discretion.

Refund requests must be made within [Insert Number] days of payment and will be subject to review.

13. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of [Insert Jurisdiction].

Any disputes shall be resolved in the courts of [Insert Jurisdiction].

14. Indemnification

By using our services, you agree to indemnify and hold One Banking Solution, its employees, directors, and affiliates harmless from any claims, liabilities, damages, or expenses arising from:

Your misuse of our services.

Violation of any laws or third-party rights.

Any fraudulent or misleading information provided by you.

15. Intellectual Property Rights

All content, including website materials, branding, logos, and service descriptions, belong to One Banking Solution and are protected under copyright laws.

Users may not copy, distribute, or misuse our intellectual property without permission.

16. Customer Support and Complaints

For any queries, concerns, or complaints, you can reach us at [Insert Contact Email].

We aim to resolve customer concerns as quickly as possible but do not guarantee specific resolution timelines.

17. Force Majeure

We shall not be liable for service delays or failures due to circumstances beyond our control, including natural disasters, government actions, cyberattacks, or technical failures.

18. Contact Information

For any legal inquiries or assistance regarding these Terms and Conditions, please contact us at:

One Banking Solution
support@onebanking.online

By using our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.